Ahle Zikr - I

The history of this world has seen many great people achieving greater heights in their respective fields. Their work and commitment has made them experts and legends of the field which they represent. Their association becomes so deeply rooted that it becomes impossible to disassociate them from their fields and hence whenever a subject is discussed their contribution to the specific subject is discussed alongwith.

In order to understand the above point let us see a few examples. If we wish to discuss the field of Western Philosophy the name of Aristotle would be discussed inevitably in any part of the world. Similarly Albert Einstein is associated with Physics. If we talk about sports then Sir Donald Bradman would be discussed along with Cricket, Bruce Lee along with Martial Arts and Pele with Football. They have become legends in their own fields and without mentioning their achievements and contribution the discussion of their respective fields remains incomplete. In fact they have reached such heights that they have become the field they represent. The subsequent generations have followed their work and have taken inspiration from them. 

**In the same way Islam has been bestowed by some great contributors who are inseparable from its philosophy. Allah (SWT) sent His flawless message of Islam through these Infallible personalities who remained committed and dedicated for the cause. Their contribution towards Islam is such that without their discussion every discussion on Islam remains incomplete. They are Islam personified and have become synonymous to it. The generations of saints after them have followed their teachings and have been inspired by them. In this article we will discuss them in the light of Quran.

The holy Quran mentions the presence of them in the following ayahs from Surah-e-Anam:

•  “Paighamber woh log the jinko Humne (Aasmani) kitab aur hukumat aur Nabuwwat ata farmayee pas agar yeh log usse bhi na maane to (kuch parwah nahin) Humne to uss per aise logon ko muqarrar kar diya hai jo (unnki tarah) inkaar karnewale nahin. Yeh woh the jinki Khuda ne hidayat ki pas tum bhi unki hidayat ki pairvi karo. (Ae Rasool (SAW) unse) kaho ki main tum se iss (Risalat) ki mazdoori kuch nahin chahta ye to saare jahan ke liye sirf ek zikr hai (Zikraa lil Aalamin) – (Surah-e-Anam, ayah 89-90)

•  These (Prophets) are they to whom We gave the book and the wisdom and the prophecy; therefore if these disbelieve in it We have already entrusted with it a people who are not disbelievers in it. These are they whom Allah guided, therefore follow their guidance. Say: I do not ask you for any reward for it; it is nothing but a reminder to the nations (Zikraa lil Aalamin).

The above ayahs have three separate references. The ayahs start with a discussion on the Prophets and how Allah (SWT) had rewarded them with a book, wisdom and prophecies. Then the reference moves on to discuss the presence of disbelievers during the time of the holy Prophet (SAW). Here Allah (SWT) comforts the holy Prophet (SAW) by saying that if disbelievers did not believe in him; he should not worry as Allah (SWT) has guided some people who would never disbelieve. They have been created so that Muslims can follow them and be guided. This reference to the guided people is the third reference in the above ayah. Then at the end Allah (SWT) further instructs the holy Prophet (SAW) to ask the Ummah to remember this message of taking guidance from them as a reward of his hardwork of Prophethood. This is in fact a reminder to the nations (Zikraa lil Aalamin).

**It is established from the above ayahs that Allah (SWT) has created a few chosen ones who have represented Islam the way it should be represented. Their commitment for the cause has inspired the coming generations and no discussion of Islam is complete without discussing their conduct for the Islamic cause. Thus they are examples to be followed by the Ummah to remain guided.

Here, the Quran is further praising them in the following manner: 

•  Aur Shaitaan ne apne khayal ko jo unke baare main kiya tha sach kar dikhaya to un logon ne usski pairvi ki magar imaandaron ka ek giroh na bhatka.” – (Surah-e-Saba, ayah 20)

•  “(And certainly the Shaitan found true his conjecture concerning them, so they follow him, except a group of true believers.)”

As per the ayah they are so firmly guided that the Satan could not misguide them. Against their faith and love for the Almighty Allah even the Satan remained helpless. And Allah (SWT) has endorsed their steadfastness in the following manner: 

• “Khuda ne farmaya ke yehi raah sidhi hai ke mujh tak pahonchti hai. Jo mere mukhlis bande hain un per tujhe kissi tarah ki hukumat na hogi magar haan gumraahon main se jo teri pairvi kare usper tera zor chal jaaega aur haan ye bhi yaad rahe ke un sab ke waste aakhri wada buss Jahannum hai.” – (Surah-e-Hijr, ayah 41-43)

•  (“Lord said: This is a right way with Me: Surely. as regards My servants, you have no authority, over them except those who follow you of the deviators.  And surely Hell is the promised place of them all”)

**These true believers are beyond Satan’s reach. He does not have any authority over them. They are purified souls who love Allah (SWT) and His cause and are steadfast on the straight path that reaches Him. Thus if we wish to remain guided we need to seek guidance from them. That is why Allah (SWT) has referred to them as Zikraa lil Aalamin. 

Normally in our day-to-day life whenever we are not sure of anybody’s identity we try to search his lineage or his family tree; by doing this we get enough information of his pedigree and we are then sure of his identity. In this case let us follow the same procedure to establish the true identity of these steadfast believers:

• “Aur (wo waqt yaad dilao) jab Ibrahim wa Ismail Khana-e-Ka’aba ki buniyadein buland kar rahe the (aur dua) maangte jaate the ke Ae Hamare Parwardigar hamari (yeh khidmat) qubool kar beshak Tu hi (dua ka) sunne wala (aur usska) jaanne wala hai.(Aur) ae hamare paalne wale Tu hamein apna farmabardaar banda bana aur hamari aulaad se ek giroh paida kar jo Tera farmabardar ho.” – (Surah-e-Baqra, ayah 127-128)

•  “(And when Abraham was raising the plinth of the House with Ishmael, (he prayed): "Accept this from us, O Lord, for You hear and know everything; And make us submit, O Lord, to Your will, and our progeny a group submissive to You. Teach us the way of worship and forgive our trespasses, for You are compassionate and merciful)”

The above ayahs refer to the incidence when Ibrahim (A.S) and Ismail (A.S) were raising the plinth of Ka’aba and praying simultaneously to Allah (SWT) to accept their services. They also prayed that their progeny should include a group of people who are submissive to Allah (SWT) and thus are His true believers. Thus we may conclude that this group of steadfast believers is from the progeny of Ibrahim (A.S). 

In order to further substantiate our inference, let us see one more ayah from Surah-e-Aale Imran:

•  Tum kya achhe giroh ho ke logon ki hidayat ke waaste paida kiye gaye ho. Tum logon ko achhe kaam ka to hukm karte ho aur bure kaamon se rokte ho aur Khuda per Imaan rakhte ho aur agar ahl-e-kitab bhi isi tarah imaan laate to unke haq main bahot achha hota un main se kuch to imaandar hain aur aksar badkaar”. – ( Surah-e-Aale Imran, ayah 110)

•  “(You are the best of the nations raised up for (the benefit of) men; you enjoin what is right and forbid the wrong and believe in Allah; and if the followers of the Book had believed it would have been better for them; of them (some) are believers and most of them are transgressors.)”

As per the above ayah these believers are the best of the groups which have been raised for the benefit of mankind. They enjoin right and forbid the wrong and remain true to the cause of Allah (SWT). Hence they are the best guides who need to be followed to accrue benefits. 

In the Tafseer-e-Suyuti a tradition of Ibn-e-Abi Hakim is mentioned which quotes Hazrat Abu Jafar that the best of the nations mentioned in the above ayah are the Ahl-u-bait (A.S) of the holy Prophet (SAW). (Ref: Tafseer-e-Suyuti, Vol 2, P 64)

The Ahl-ul-bait are the best creations of Allah (SWT) and they have been created for the benefit of mankind and thus they are to be followed to seek guidance. In the prominent books like Sahih Muslim and Sahih Tirmizi there is a tradition from Saad bin Abi Waqas; according to this tradition during the revelation of Ayah-e-Mubahila, the holy Prophet (SAW) called Imam Ali (A.S), lady Fatema (S.A), Imam Hassan (A.S) and Imam Hussain (A.S) and said ‘O Allah, these are my Ahl-ul-bait. (Ref: Sahih Muslim, Vol. 2. P 287, Sahih Tirmizi).  

**We can thus infer from the above contemplations that the holy Prophet (SAW) and the people of his household (Ahl-ul-bait) are the best of the creations. They are steadfast on the straight path and are true believers of Allah (SWT)’s cause. They have been created for the benefits of the mankind and hence they are the reminder to the nations (Zikraa lil Aalamin) which the above mentioned ayahs of Surah-e-Anam (ayah 89-90) refer to. 

Now let us contemplate on the ayah from Surah-e-Sa’afat that refers to the trial of Ibrahim (as): 

•  “Us main shak nahin ke ye yaqeeni bada sakht aur sarihi imtihaan tha aur Hum ne Ismaeel ka fidya ek zibhe azeem (badi qurbani) qaraar diya. Aur Hum ne unka achha churcha baad ke aanewalon main baaki rakkha hai ” – (Surah-e-Sa’afat, ayah 106-107-108)

•  “(Most surely this is a manifest trial. And We ransomed him with a Feat sacrifice. And We perpetuated (praise) to him among the later generations)”

As per the above ayah it was a manifest trial for Ibrahim (A.S) to sacrifice his son Ismail (as). Allah (SWT) thus tested the willingness of Ibrahim (as) in following this Command and then Allah postponed the event and exchanged it with a much Greater Sacrifice (Zibhe Azeem) for some other time.  

This ayah always makes me think that why only Ibrahim (as) had to undergo such a trial? Why Allah (SWT) did not test any of His other Prophets in a similar manner? There is no explanation for this anywhere but we will try to address the query in the light of contemplations on a few ayahs. 

And for this let us now see one more ayah which is a proof, a Quranic endorsement of the piety and purity of the Ahl-ul-bait. We might get answers to our above queries of trial of Ibrahim (as) when we see the following ayah on Ahl-ul-bait (as) and relate the same with the above ayah. 

• “Ae Paighambar ki Ahl-ul-bait Khuda to buss yeh chahta hai ke tum ko har tarah ki burai se door rakkhe aur itna paak rakkhe jitna paak rakhne ka haq hai”  - (Surah-e-Ahzab, Ayah 33)

• (“Verily, Verily Allah intendeth but to keep off from you (every kind of) uncleanliness, O ye people of the House, and purify you with a thorough purification.”)

Allah (SWT) has promised the Ahl-ul-bait that He wishes to keep them clean and pure from all kinds of filth. They are purified with a thorough purification such that they are the peak of piety. Now before we relate this with the trial of Ibrahim (as), let us go back to the ayah of Surah-e-Baqra (ayah 127) - which we have already referred to in the earlier section. As per this ayah Ibrahim (as) and Ismail (as) were raising the plinth of Ka’aba with the prayers that Allah (SWT) should include a group of true believers in their progeny who are submissive to Allah. Allah (SWT) accepted their prayers and the holy Prophet (SAW) and his holy Progeny (as) were born in the lineage of Ibrahim (as). But before doing this Allah (SWT) made Ibrahim (as) undergo a manifest trial to test his faith and willingness since Allah (SWT) wanted to ensure that the pious Mohammed (SAW) and Aale Mohammed (SAW) should have an equally flawless lineage. This is how in my opinion the trial of Ibrahim (as) can be explained. 

Also the great sacrifice which is mentioned in the ayah of Surah-e-Sa’afat (ayah no. 106-108), which got postponed for later generation is indeed the greatest sacrifice of our beloved Imam Hussain (as) and his household at the battlefield of Karbala. (Ref: Meraj-un-Nabuwat, P 35) 

Again if we relate this with the trial of Ibrahim (as), we can further infer that since the Greatest Trial of Karbala was to happen in the history of Islam and there was nobody who could have faced this trial the way Imam Hussain (as) and his holy household did by sacrificing their children, brothers and everything which they had for the sake of Allah (SWT) and Islam; Allah (SWT) made Ibrahim (as) undergo the trial and when Allah was thoroughly convinced about Ibrahim (as)’s willingness in sacrificing his child - Ismail (as), He assigned Imam Hussain (as) in his lineage and granted his prayers of having true believers in his progeny, a prayer which he made while raising the plinth of Ka’aba.

**In the light of Holy Quran we have understood the prominence of the holy Prophet (SAW) and his holy Progeny (as) in our lives. Let us see few other references now:

The holy Prophet (SAW) has said that:

•  “No one shall be able to move from his place of reckoning on the Day of Judgment until he has stated four things: how he spent his life and his wealth, and where he got it from --- and he shall also be asked about the love of the Ahl-ul-bait.”

(Ref: This tradition has been recorded by Tabrani from Ibn-e-Abbas and from him Allama Suyuti and Nabahani in their Ehya-ul-Maiyyit and Arba’een and many other Ullema have also recorded it.)

Abu Abdellah Al-Sadiq (PBUH) said to Fadil:

• Do you sit and talk about us?" Fadil said:" Yes, may my soul be yours!" Imam said:" Indeed, I love those gatherings so commemorate our matter; Allah has mercy on those who commemorate our matter. O Fadil! Whoever mentions us or hears someone mention us and then a tear as small as a fly's wing comes out of his eyes, Allah will forgive his sins even if they were as much as the foam of the sea."

          (Ref: Al-Bihar vol.44 p.282, Thawab Al-Aamal p.187, Al-Awalim p.527)

Allah (SWT) has created the Ahl-ul-bait (as) so perfect that they are Zikraa lil Aalamin as we have proved through various Quranic ayahs. Our inference of they being the best guide is further vindicated by prominent Islamic researchers as they have said that:

·         “Whatever did the Progeny of Mohammad (SAW), they did it in the best way” 

       (Ref: Saheeh Muslim Vol 1 P 266)
 

When anyone reaches the peak of perfection in the area which he represents he becomes synonymous to his field, this is what we discussed in the introductory section of this article. The holy Prophet (SAW) and his holy Progeny (as) represented Islam with such perfection that they became synonymous to the faith and religion. The great saint and an ardent lover of Ahl-ul-bait (as) - Khwaja Moinnuddin Chisti (R.A) got inspired by Imam Hussain (as) and wrote the following eulogy in praise of the great Imam:  

“Shah ast Husain, Badshah ast Husain – (King is Husain, Emperor is Husain)

Deen ast Husain, Deen Panah ast Husain - (Faith is Husain, Guardian of faith is Husain)

Sardad na daad dast dar dast-e-Yazeed – (Offered is Head, against his hand to Yazid)

Haqqa key binaey La ilaah ast Husain.” - (Indeed Husain is the foundation of La ilaha)

** Finally we can conclude that the holy Prophet (SAW) and his holy Progeny (as) are the best of Allah (SWT)’s creation and hence they are as important as the holy Quran in our lives. While Quran is the Commandment of Allah (SWT) the Ahl-ul-bait (as) are the guides to be followed to understand Allah’s Commandments. The way Quran needs to be recited on daily basis we need to remember them on daily basis in our gatherings and ponder upon their lives and teachings. So let us pray to the Almighty Allah:

“O our Lord, after showing us the light of guidance don’t let us go astray and provide us with firm resolve so that we may remain steadfast on the straight path. Shower us with immense love of the Ahl-ul-bait so that we may be rightly guided and become capable of understanding Your Commandments. Aamin.”

Hearty Mart: Endearing Success of a Small-Town Retailer

FEATURES/Work in Progress | Nov 7, 2012 

 

by Dinesh Narayanan 

 

An Ahmedabad entrepreneur finds that villages want supermarkets as much as cities do

 

Image: Alok Brahmbhatt for Forbes India

Nadeem Jafri, Hearty Mart, Juhapura, Ahmedabad

February 2004 was not the best of times to start a business in the Juhapura neighbourhood of Ahmedabad. Two years ago, the city had been gripped by the worst communal riots in its history.

Following the bloody riots in Godhra, Juhapura swelled with refugees, pushing its population up to about 5 lakh, making it the largest Muslim neighbourhood in Gujarat.

In the meanwhile, Nadeem Jafri—tired of his five-year stint at ad agency Grey Worldwide’s Mumbai office—got an itch to start something of his own. Enamoured of a Big Bazaar outlet in the same building as his office in Mumbai, he quit his well-paying job and returned to Juhapura to start a supermarket. Jafri says he considered starting a restaurant and an advertising agency, but discarded the ideas as they would not have given enough returns to investors.

Despite the pervading gloom over Juhapura in February 2004, Jafri opened Hearty Mart, a supermarket at Vishala Circle, on the edge of the neighbourhood. He did not consider its vast Muslim population to be victims and refugees, but potential customers with aspirations like anyone else. And there was no organised retailer catering to their needs: Although there were other superstores, such as Reliance Fresh and Big Bazaar, in Ahmedabad, none had ventured into restive Juhapura.

“Mine was a Blue Ocean Strategy,” Jafri says, between mouthfuls of fried rice and chicken at a Mainland China outlet in a tony mall in the heart of Ahmedabad. The phrase refers to uncontested markets as blue oceans. Apple is a classic blue ocean company.

But, unlike Apple, which created an entirely new market, Jafri only identified an untapped one. He did not create it, but certainly benefitted from the hesitation of others to enter it.

Jafri bet on his relatively prosperous Chilea Muslim community to support the venture, and raised capital from friends and relatives. It helped that his uncle Syed Mushahid Husain Jafri was the head of the sect. 

Chilea Muslims—they are Shias with a Sufi tradition—hail from the northern and central parts of Gujarat. Originally a farmer community, they have become a dominant presence in the region’s hotel business and run about 500 restaurants, mostly along highways. They have a string of restaurants in Ahmedabad too.

Jafri says that although no one from the community was killed in the 2002 riots, 90 percent of their hotels and restaurants were gutted and most of the people moved to Juhapura. Jafri had counted on them to form his client base. Yet, after about eight months, he was hunting for a job to support himself.

He left the day-to-day running of the store to his colleagues and took up a job selling space at Times of India and, later, returned to Grey Worldwide. He also started teaching advertising and organised retail at business schools such as Proton Business School, NRIBM and MICA.

Hearty Mart used every tactic in the book, such as customer loyalty programmes and home-delivery services, to raise its bottom line, but progress was very slow. It required sales of Rs 3.75 lakh a month to break even, and it was proving to be a stretch.

That was when Jafri started Hearty Mart (HM) Enterprises, a wholesale supplier to hotels, which would become the backbone of the group. He rightly reasoned that since his community was running hotels, it would be easy for him to get their business. The community’s experience also helped him find people who understood the food and grocery business.

The backward integration paid off. Soon, HM Enterprises was throwing up cash, and its scale was helping Jafri stock Hearty Mart at much lower costs, thus increasing margins.

Around this time, Jafri met Wazir Ali and Hussain Abbas, two entrepreneurs who had started Ashish Enterprises, a supplier to highway hotels. HM Enterprises was still focussed on Ahmedabad.

Ali and Abbas proposed a merger and Jafri accepted on the condition that they would help build HM Enterprises into a food company with interests in the entire farm-to-shelf value chain.

One day, Hemant Trivedi, then a professor at MICA and with whom Jafri had written a case study of Hearty Mart, wondered why he did not expand to villages. Jafri said he did not have the capital. Trivedi, who teaches retail business, suggested franchisees as a solution.


“Here was a business model that did not require high standards of education or skills. An owner-franchisee would be more involved,” says Trivedi, who is now director at the School of Petroleum Management, Pandit Deendayal Petroleum University, Gandhinagar.

This set Jafri thinking. “HM Enterprises was making delivery runs to supply highway hotels. It could deliver to franchisee stores at a marginal cost,” Jafri says. By then, he had also set up another company, HM Logistics, which took care of distribution.

In 2007, Jafri set up the first franchisee store in Illol, a large village surrounded by a number of smaller villages. Here too, connections within the Chilea Muslim community helped. Shabbir Bhai, a manager at Ahmedabad’s Hearty Mart, was from Illol, and he found two brothers—Mehndi and Mehmud—who volunteered to start the franchise.

“My focus is on creating entrepreneurs,” says Jafri, who does not solicit franchisees. “They should feel the need in their locality and come to us. They should be convinced about the business model.”

Hearty Mart charges a one-time fee of Rs 15,000 from a franchisee. There is no royalty in the first year of operation, and from the second year it is 0.5 percent of profits. Hearty Mart franchises have two kinds of stores: The walk-in supermarkets, and over-the-counter stores called Saral, which sell similar merchandise but the stores are smaller in size and cater to smaller villages.

In Dholka, one of the oldest municipal towns of Gujarat, Hearty Mart’s fancy tomato-red signage (called Hearty Mart Sankalp) certainly stands out in the narrow, crowded lane.

“The biggest competition here is over local brands, because other kirana stores give hefty discounts on them. So, to beat them, at times we sell them at actual costs. But our profits come in from other branded products that they buy,” says Sadiq Ali, a former employee of Hearty Mart, who is now the largest shareholder in the Dholka franchise.

Dholka is the shopping centre for the 30 villages that surround it, and store shelves are a reflection of local aspirations. They are stocked with global brands such as L’Oreal, Johnson & Johnson, Dove, Pears, Maggi and Sugar Free, alongside local brands and Hearty Mart’s own Chef Ki Pasand spices and Day Break tea. Jafri created Chef Ki Pasand as a wholesale brand that he supplies to restaurants, but it now competes with brands such as Badshah and MDF.

Hearty Mart just opened its 12th store in Dholka, its second largest after the one in Ahmedabad. It is housed in its own 13,000 sq ft building, constructed at a cost of about Rs 1.25 crore. The capital for the project came from Hearty Mart, Sadiq Ali and several employees of the company who bought small stakes.

Each venture in the Hearty Mart group is run by a different entrepreneur. Typically HM Enterprises holds about 25 to 30 percent stake, and the rest is distributed among those who run it.

Jafri says this is what keeps them committed, and keen to develop the business. “One of the things that Hearty Mart did was to discover the latent entrepreneurial talent in villages, particularly within the Chilea community,” says Munish Alagh, post-doctoral fellow at IIM Ahmedabad’s Centre for Management of Agriculture. Alagh, who has documented the Hearty Mart story in a case study, says one of the reasons for the community’s success is their pragmatism and culture of service.

Like all supermarket chains, Hearty Mart’s success also lies in its ability to source products at low costs. The scale of purchases helps chains such as Big Bazaar and Reliance Fresh, or international ones like Walmart and Tesco.

But the size and scope of Hearty Mart stores cannot bring in the cost advantage. HM has gotten around the problem by integrating a wholesale supply business to the retail one.

The opening of Hearty Mart at Vishala Circle in Juhapura also helped change the perception of the area. The store became a landmark of sorts at Vishala Circle, which, until then, was a nondescript bend on the Sarkhej highway. “It was something that was identifiable with the rest of Ahmedabad, and was not available in Juhapura,” says Alagh. Soon, a bus stop for private bus operators developed near Hearty Mart and Axis Bank opened an ATM at the store. A property developer is now building an upmarket residential complex opposite the shop. A Mumbai-based restaurant chain has also opened an outlet near it.

For Nadeem Jafri, the challenge now will be spreading to areas where the community is not strong or present at all. There is still some way to go before Hearty Mart can saturate northern and central Gujarat, and the region itself may give it enough heft to become an end-to-end food company.

(Additional reporting by Alok Brahmbhatt in Ahmedabad and Dholka)

This article appeared in Forbes India Magazine of 09 November, 2012

Read more: http://forbesindia.com/article/work-in-progress/hearty-mart-endearing-success-of-a-smalltown-retailer/34049/0#ixzz2JvvHQ5YY

Nadeem Jafri's super market, a hope for people in gloom

 Sat, Feb 02, 2013 at 15:50

This week CNBC-TV18’s special show, Young Turks highlights the achievements of a 41-years-old, who would not strike as a quintessential entrepreneur.

This week CNBC-TV18's special show, Young Turks highlights the achievements of a 41-years-old, who would not strike as a quintessential entrepreneur. After studying retail management, Nadeem Jafri, Founder, Hearty Mart spent years in the advertising world in Mumbai until 2002 Gujarat riots that led him to decide to give his corporate career a pass and turn entrepreneur.

He set up Hearty Mart with the idea of giving people of Gujarat the experience of a super market and today Jafri has created hope where earlier there was only despair.

February 2004 may not have been the best time to take the entrepreneurial plunge in the Juhapura neighbourhood of Ahmedabad. The nightmare of the worst communal riots that Gujarat saw eclipsed normal life.

Juhapura became home to 5 lakh refugees making it the largest Muslim neighbourhood in Gujarat. Thousands of kilometers away in Mumbai, Nadeem Jafri grew weary of his job at an advertising firm and decided to take the entrepreneurial route. Enamored by a Big Bazaar experience in Mumbai, Jafri decided to start-up Hearty Mart, a super market at Vishala Circle on the edge of the neighbourhood.

Jafri saw opportunity where others saw only despair. He bet on his relatively prosperous Chilia Muslim community to support the venture and raised capital from friends and relatives.

Yet after eight months, he was back to looking at classifieds.

Jafri said that was in 2004, for around eight months I was in sabbatical. I was working with an advertising agency called Grey Worldwide for almost six years. I left the job and started my Hearty Mart in Juhapura, Ahmedabad. For eight months, I worked nowhere. Once I felt that my team is well-equipped to run the shop, I quitted and rejoined Times of India as a marketing manager and later on I was called back by Grey Worldwide to work with them again. Any business takes its own time to turn into a profit-making unit and Hearty Mart was no exception.

But like any fledgling start-up, progress was slow. Having used every tactic in the book including customer loyalty programmes and home delivery services to make profits, Hearty Mart still required sales worth Rs 3.75 lakh a month to breakeven and even that was proving to be a stretch.

That led to the birth of Hearty Mart Enterprises a wholesale food and grocery supplier to hotels. Jafri’s argument was that since this community was running hotels, it would be easier for him to find takers. The gamble paid off and sent the cash registers ringing.

Not just food and groceries, Jafri has also taken Hearty Mart down the route of logistics and tea production. Hearty Mart Logistics works as a stockist for popular bakeries around Gujarat and Day Break is the Hearty Mart tea brand being sold both off shelves and to hotels and restaurants. In the pipeline is also Jafri’s own food label Good Time.

Jafri said that he also launching his own brand.

Jafri highlights the challenges of setting up his first venture.

Jafri said, since we started Hearty Mart in Juhapura, it was the area which was supposed to be a negative area, non-business friendly and took us a lot of time to convince suppliers to even come to us. There were get-togethers, which we organised, even the Vishala Circle where the Hearty Mart is located, a newly developed area and the residents had come from other areas. So, they were never patronizing the locality and hence they never patronized our store.

And patience does pay. Jafri’s initial capital of Rs 62 lakh has now seen a return of Rs 15 crore. Jafri tells us the differentiator came when he decided to take the franchise route and in 2007, he set up Hearty Mart’s first franchise store in Ilol, a large village surrounded by plenty of smaller villages.

In doing so, Jafri empowered several entrepreneurs from his community. Hearty Mart’s 11 franchise shops are in Dholka, one of the oldest municipal towns of Gujarat.

Charging a one-time fee of Rs 15,000 from a franchise, Jafri takes 0.5 percent of royalty on profits from the second year onwards.

Jafri said that they had one case study in Juhapura. With this learning we went there, we trained them. In fact, in certain cases all franchise owners were called at my shop, they were trained on modern techniques of organised retailing like operating computers and analyzing data and even negotiating with vendors and that helped us a lot.

Sticking to his belief that the franchise route is the way to go for Hearty Mart, Jafri now wants to bring Hearty Mart to neighbourhoods in Maharashtra and Rajasthan. He knows challenges will now be capturing other demographics and blurring the lines of cast and religion when it comes to his customer base. But for this avid blogger, a Pan India presence is the ultimate dream.

Introduction of the Author

Syed Nadeem Ahmed Jafri is a successful entrepreneur based in Ahmedabad, Gujarat. He is the Chief Mentor of a chain of supermarkets called ‘Hearty Mart’, which runs on a unique concept designed by Mr. Jafri that focuses on rural development. His contribution has been acknowledged by leading dailies and magazines like Economic Times, The Hindu Business Line and Forbes India.

Mr. Nadeem Jafri is a native of Dholka taluka in Ahmedabad district of Gujarat State. He is son of late Syed Dilhas Ahmed Jafri & Syeda Masum Fatema Jafri. His father was a well-known wildlife photographer. Due to lack of proper schooling facilities in Dholka his parents sent him to Sidhpur for his basic education.

There he grew under the esteemed care of his uncle Pir Syed Mushahid Husain Jafri Saheb - the Pir of Shia Mashayakhi Momin Community of Gujarat. So the basic religious and spiritual understanding was inculcated right in the childhood years. His uncle has been the strongest influence in his life.

Mr. Jafri completed his BSc (Physics) from St. Xaviers College, Ahmedabad and took his MBA degree from Institute of Management Studies, DAVV, Indore.

Later on in life reading articles written by his uncle Pir Syed Mushahid Husain Jafri, having Quranic discussions with him enhanced his knowledge & helped Mr. Jafri to contemplate & write religious articles. The articles written by him are very lucid and easy to understand. He uses day to day experiences to explain the larger concepts. He supports his arguments with Quranic ayahs, which makes them very enriching for the reader.

Mr. Jafri’s contribution to society can be considered very wholesome. He has not only brought about economic upliftment to a rural segment but has also contributed towards enhancement of religious understanding through the book ‘Pearls of Guidance’. 

Intercession: A Divine Favour

A birth of a child can explain to us many things. A child is born through his mother and for the initial 2 to 3 years of his life remains in her protective care. A child cries if he is taken away from her, thus his mother is the constant source of security for him. She protects him and feeds him when he is unable to even speak or express himself. Thus a mother provides security to her child and she is the means for her child to reach Allah’s Mercy and Care. 

Once the child is around 4 to 5 years of age, his parents send him to school so that he acquires education and knowledge. Here, the parents decide which school is best for their child as they are the best caretakers appointed by Allah for him on this earth; while the school is the means for a child to acquire education and knowledge. 

Once he grows up he earns his livelihood by using the knowledge and education which he has acquired. His occupation becomes the means for him to earn his livelihood.

**Thus it can be said that a child without his mother remains deprived of Allah’s Mercy in his childhood. If he is unable to attend school he remains deprived of knowledge and education. Without knowledge and education he is unable to earn and hence remains deprived of a healthy livelihood which Allah has promised. Thus to have access to Allah’s Mercy or to gain knowledge or to earn livelihood there are separate means which should be approached otherwise a person remains deprived of them. 

Without approaching the right means nothing can be gained; this is a universal truth which is applicable in every aspect of life. That is why Quran instructs us to strive in this direction and says: 

• “Ae Imaandaro Khuda se darte raho aur Uss ke (takarrub (kareeb hone) ke) zariye ki joostaju main raho aur Uss ki raah main jihad karo taake tum kamiyab ho jao.” – (Surah-e-Maida, ayah 35)

“(O ye who believe! Do your duty to Allah, seek the means of approach unto Him, and strive with might and main in his cause: that ye may prosper.)”

The above ayah instructs us to constantly strive to seek the means of approaching Him. It means that though Allah (SWT) is Omnipresent He is not accessible without approaching the right means. And if we don’t do this we might never be able to please Him and would remain unsuccessful in this world and hereafter. 

In order to further understand the importance of this let us see one more ayah:

• “Ae Rasool (SAW) un logon se tum kehdo ke main iss tabligh-e-risaalat per tum se kuch mazdoori to maangta nahin hoon magar tamanna ye hai ke jo chaahe apne Parvardigar tak pahonch ne ki raah pakad le.” – (Surah-e-Furqaan, ayah 57)

“(Say: "No reward do I ask of you for it but this: that each one who will may take a (straight) Path to his Lord.")”

As per the above ayah the best reward the Muslim Ummah can give to our beloved Prophet (pbuh&p) for his hard work of 23 years is to take the path that reaches Allah (SWT).  

**The ayah of Surah-e-Maida instructs us to seek the means of approaching Allah (SWT) while in the ayah of Surah-e-Furqaan Allah (SWT) instructs our holy Prophet (SAW) to ask us to take the path that reaches Allah (SWT) as a reward of his Prophethood. Both the ayahs convey similar messages. This explains that Allah (SWT) must have created a right path that reaches Him. And if we wish to be successful in a true sense we need to find it.

The pious presence of our beloved Prophet (SAW) has guided us to the light of ‘tawheed’ and has given us the holy Quran. And thus the holy Prophet (SAW) is the right means that has enlightened us by Allah (SWT)’s message and made us true believers. So let us understand his importance in our lives. As the Quran says:

•  "Aur Ae Rasool (SAW) Hum ne tum ko tamam alamon ke liye rehmat hi karke bheja hai". – (Surah-e-Ambiya, ayah 107)

         “(And We have not sent you but as a mercy to the worlds.)”

Allah (SWT) has created our holy Prophet (SAW) as a mercy to the worlds. A person who wishes to seek Allah (SWT)’s Mercy should come to the holy Prophet (SAW), ignoring he would remain deprived of the Divine Mercy. Thus the holy Prophet (SAW) is the means that needs to be approached to seek Allah (SWT)’s Mercy.

The above result can be explained further in the light of the following ayah from Surah-e-Nisa:

•  “Aur (Rasool (SAW)) jab unn logon ne (nafarmani karke) apni jaanon per zulm kiya tha agar tumhare paas chale aate aur Khuda se maafi maangte aur Rasool (SAW) (tum) bhi unnki maghferat chahte to beshak wo log Khuda ko badaa tauba qubool karne wala Meharbaan paate.” – (Surah-e-Nisa, ayah 64)

•  “(If they had come to you after wronging themselves and asked forgiveness of God, and you  had also asked forgiveness for them, they would surely have found God forgiving and merciful.)”

 Here the above ayah has shown us the method of invoking Allah (SWT)’s Mercy and Forgiveness. As per the ayah the Muslims who wronged themselves if they wished to seek Allah (SWT)’s Forgiveness and Mercy needed to approach the holy Prophet (SAW) and pray to Allah (SWT) for His forgiveness. But Allah (SWT) still did not guarantee His Forgiveness to them unless the holy Prophet (SAW) also wished so.

This clarifies that in order to reach Mercy of Allah (SWT) intercession of the holy Prophet (SAW) is required without which Allah’s Mercy can never be invoked. Does this mean that the holy Prophet (SAW)’s intercession would work for Muslims in every situation? Let us see the following ayah:

• “(Ae Rasool) khwah tum unn (munafiqon) ke liye maghferat ki dua maango ya unnke liye maghferat ki dua na maango (unnke liye barabar hai) tum unnke liye sattar bar bhi bakhshish ki dua maango ge to bhi Khuda unko hargiz na bakhshega ye (sazaa) iss sabab se hai ki unn logon ne Khuda aur usske Rasool ke saath kufr kiya aur Khuda badkaar logon ko manzil e maqsud tak nahin pahonchaya karta.” – (Surah-e-Tawba, ayah 80)

 “(Ask forgiveness for them or do not ask forgiveness for them; even if you ask forgiveness for them seventy times, Allah will not forgive them; this is because they disbelieve in Allah and His Apostle, and Allah does not guide the transgressing people.)”

The above ayah refers to the hypocrites who accepted Islam in public but remained infidel in their hearts. Allah has denied them with His Mercy since they disbelieved in Allah and the holy Prophet (SAW). And the ayah further says that even if the holy Prophet (SAW) interceded on their behalf for 70 times Allah would not forgive them. This shows the amount of dislike Allah has for the hypocrites (Munafiq).

During the time of the holy Prophet (SAW) the Munafiq led a life of a normal Muslim in public and followed Islamic rituals, in such a situation it became difficult to identify him and separate him from a true believer. But it was important to recognize him and hence the holy Prophet (SAW) has given us a parameter to recognize and identify him which can be implemented even today:

•   He has said: “Ya Ali your love is Imaan and your hatred is Nifaaq.”

Mawla Ali (A.S) has further explained the above hadith to separate a Munafiq from a Momin. He has said  that:

•  “By the Lord who created! no doubt Prophet made an oath that none will love me except  a Momin; and none will have grudge for me except a Munafiq.” (Ref: Sahih Muslim narration 240, Sunan tirmidhi; 849/3736, Sunan Nisai; 8/116/5033, Masnad Ahmed; 1/83/642 and 95/731 and 128/1062; and 6/292/27040, Mishkaat; 2/503/6088 and many more)

 Jabir and Abu Dharr, the well known companions of the holy Prophet (pbuh), used to say:

•    "During the lifetime of the Prophet we used to distinguish a Munafiq by his enmity to Ali."

 (Ref: Ibn Abd Al Bir: "al Istiab Part 2, pp 474, 477. Ahmad Ibn Hanbal: Al-Musnad Vol 1, pp 54, 77, 138 Vol 5 , pp 350, 366. Sawaiq Al Mohriqa, Chapter 9, Fasl 2. Yanabi al Mawadda Chapter 6 P 74. Kanz Al Ummal Vol 6 P 390)

Thus the enmity towards Mawla Ali (A.S) is the parameter to identify a Munafiq from a Momin. It means that however devout a Muslim seems to be if he hates Mawla Ali (A.S) he would never be considered as a Momin and would be deprived of Allah’s Mercy forever. 

**Allah (SWT) would bestow His Mercy upon a Muslim only if the holy Prophet (SAW) also wishes so but in every situation Allah (SWT) would keep the hypocrites (Munafiq) deprived of His Mercy. The hypocrites can be identified by their hatred towards Mawla Ali (A.S), thus we can say that Allah (SWT) would never forgive those who hate Mawla Ali (A.S).  Hence love for Mawla Ali (A.S) is the path to reach Allah (SWT)’s Mercy. 

We just saw that love for Mawla Ali (A.S) is the path to reach Allah (SWT)’s Mercy. This means that Mawla Ali (A.S) can also intercede and be a means for our salvation. Let us confirm this with Quran. We would see the following two ayahs for this purpose: 

•  “Aur Jis shakhs ke liye wo ijaazat ata farmaye uske siva kissi ki sifarish us ki bargaah main kaam na aayegi.”- (Surah-e-Saba, ayah 23)

•  "(No intercession can avail in His Presence, except for those for whom He has granted permission)”

As per the ayah Allah (SWT) would not consider any intercession valid except of those who are granted permission to intercede by Him.  In the light of the above ayah let us contemplate on the following ayah from Surah-e-Baqra:

 

• “Aur logon main se Khuda ke bande kuch aise hain jo Khuda ki (khushnudi) haasil karne ki gharaz se apni jaan tak bech daalte hain aur Khuda aise bandon per bada hi shafqat wala hai.” – (Surah-e- Baqra, ayah 207)

• “(And among men is he who sells himself to seek the pleasure of Allah; and Allah is Affectionate to the servants.)”

The ayah from Surah-e-Saba talks about those who are given permission of intercession while the above ayah from Surah-e-Baqra is referring to an individual who has sold himself to purchase Allah (SWT)’s Pleasure. There is a huge difference between permission and pleasure. When you permit someone it is a command and is always conditional; a person would have to follow the rule and regulations and would have to behave according to the permission granted. But when you are pleased with someone the pleasure is unconditional and you are happy about his actions in totality.

Imam Ghizali in his Tareekh-e-Khamees writes that the above ayah of Surah-e-Baqra was revealed appreciating the sacrifice of Mawla Ali (A.S) when he slept on the bed of the Holy Prophet (SAW) during the night of ‘Hijrat.’ Similar tradition is also mentioned by Imam Hakim on the authority of Ibn-e-Abbas in his Mustadrak. (Ref: Tareekh e Khamees, Imam Ghizali, Mustadrak, Vol 3 Page 4, Imam Hakim).

The selflessness of Mawla Ali (A.S) and his loyalty towards Islam and the holy Prophet (SAW) was so appreciated by Allah (SWT) that Allah gifted Mawla Ali (A.S) with His Pleasure. So whatever pleases Mawla Ali (A.S) pleases Allah (SWT). By contemplating on both the above mentioned ayahs we can infer that the power of intercession would be given to a person whom Allah (SWT) permits but Mawla Ali (A.S) owns Allah’s Pleasure hence not only Mawla Ali himself but even a person whom Mawla Ali permits would be able to intercede successfully. 

**The holy Prophet (SAW) has been created as Mercy to the Worlds and Muslim Ummah would be bestowed upon with Allah (SWT)’s Mercy because of the holy Prophet (SAW)’s intercession. Mawla Ali (A.S) has got Allah (SWT)’s Pleasure so this Mercy would be bestowed upon only those whom Mawla Ali (A.S) allows. 

The household of the holy Prophet (SAW) is purified by Allah (SWT) as per the ayah (33:33) and the holy Prophet (SAW) has said that in the love for Ahlulbait lies the foundation of Islam. So let us see an ayah which refers to this exalted household:

• “Wo Qandeel un gharon main roshan hai jinki nisbat Khuda ne hukm diya hai ke unki taa’zim kijaae aur unmain Uska naam liya jaae jin main subah wa sham wo log Uski tasbih kiya karte hai.” – (Surah-e-Noor, ayah 36)

•  “((The Light is lit) in houses which Allah has permitted to be exalted and that His name may be remembered in them; there glorify Him therein in the mornings and the evenings)”

In the above ayah Allah (SWT) says that His Light is lit in certain houses where His name is glorified mornings and evenings. He appreciates the inhabitants of these houses and has liked the way they have glorified Him so much so that He has permitted these houses to be exalted. 

Sala’bi has quoted Anas Ibn-e-Malik and Buraida, that when the holy Prophet (SAW) recited this verse, Abu Bakr stood up and asked pointing towards the house of Ali (A.S) and Fatema (A.S), whether that house was included in the houses referred to? The holy Prophet (SAW) replied saying “Yes, and it is better than other houses that are referred.” (Ref: Durr-e-Mansur, Vol 5, P 50)

Allah (SWT) has appreciated the selfless devotion of the family of Mawla Ali (A.S) and Janaba Fatema (S.A) in the above ayah and hence He has also permitted their house to be exalted. Their house is the best which has glorified Allah (SWT). Now let us see the following ayah and in the light of the above mentioned ayah we would then contemplate on both these ayahs:

• “Us din kisi ki sifarish kaam na aayegi magar jis ko Khuda ne ijazat di ho aur us ka bolna pasand kare.” – (Surah-e- Taha, ayah 109)

•  “(On that day shall no intercession avail except of him whom the Beneficent Allah allows and whose word He is pleased with.)”

The above ayah says that no intercession would work on the day of Judgment except of those who are allowed by Allah (SWT) and He is pleased by their words. Now in the previous ayah from Surah-e-Noor Allah (SWT) has acknowledged the glorification and selfless prayers of the family of Mawla Ali (A.S). Thus He has liked their prayers and hence we can say that their words of glorification are appreciated by Him. Allah (SWT) has also allowed their house to be exalted which shows His love for them. Hence we can infer that the intercession of the family of Mawla Ali (A.S) i.e. of Mawla Ali (A.S) himself, Janaba Fatema (S.A), Imam Hasan (A.S), Imam Hussain (A.S) and their other chidren and Imams from their lineage is valid and would hold true on the day of Judgement.

That is the reason our beloved Prophet (SAW) has said:

• “Acknowledgment of Aal-e-Mohammed (the children of Mohammed (SAW)) means salvation from the Fire, and love of them is a passport for crossing the Bridge of Sirat and obedience to them is a protection from Divine Wrath.” ( Ref: “Shifa” by Qazi Ayaz, Part 2, Pg 40)

**The Holy Prophet (SAW) is Mercy to the worlds. Mawla Ali (A.S) has earned Allah (SWT)’s Pleasure and Panjetan Paak (A.S) are the valid intercession on the day of Judgment. If we love them we can be assured of our salvation. 

We have seen earlier in the article that Munafiq are kept away from Allah (SWT)’s Mercy and no prayers for their forgiveness would ever be accepted by Allah. Faithful Momins are the one Allah (SWT) loves and He would definitely hear their prayers so let us see now what Allah (SWT) says about Momins:

•  “To phir samajhlo ke Khuda ke siwa koi Ma’bud nahin aur (Hum se) apne aur Imandar mardon aur Imandar aurton ke gunah ki maafi maangte raho aur Khuda tumhare chalne phirne aur thaharne se (khub) waqif hai.” – (Surah-e-Mohammed, ayah 19)

•  “(Know then, therefore, there is no God but He, and ask forgiveness for your sins and those of believing men and women. God knows your wanderings and your destination.)”

In the above ayah Allah (SWT) has ordered a believer to pray for his forgiveness along with the forgiveness of fellow believer men and women. This clearly means that in this world Allah (SWT) has not only accepted intercession of believers for their believer brothers and sisters but instructed them to do so regularly. So when He has considered intercession of a Momin valid for the other Momins in this world can we say that same would hold true on the Day of Judgment? 

Now Mawla Ali (A.S) is Amir-ul-Momineen (Commander of Faithfuls) and from various ahadith we have known that a Momin cannot be defined other than his love for Mawla Ali (A.S).That is the reason the holy Prophet (SAW) has said that: 

•  “The preface of a Momin’s treatise of deeds is the ardent love for Ali (A.S).” (Ref: Sawaiqa Mohraika, P 120, Tarikh ibn-e-Asakir, vol 42, P 7, Tarikh al Baghdad, P 177)

When we relate the above hadith with the above mentioned ayah we can infer that a true believer is the lover of Mawla Ali (A.S) and his prayers seeking forgiveness for the other believers is accepted by Allah (SWT) in this world. And if that is the case then can the lover of Mawla Ali (A.S) and Imams from his lineage intercede on behalf of other Momins for their salvation on the Day of Judgment? Would this intercession be accepted by Allah (SWT)?

• “Us din yeh (gunehgaar) log sifaarish per bhi qadir naa honge magar haan jis shakhs ne Khuda se sifaarish ka iqraar le liya ho.” – (Surah-e-Maryam, ayah 87)

• “(They shall not control intercession, save he who has made a covenant with the Beneficent Allah.)”

The above ayah says that no one would be able to control intercession except a few who have made a covenant with Allah (SWT). This further confirms that there would be people on the Day of Judgment whose intercession would provide salvation to others. 

The prominent Islamic commentators have written that ‘Made a Covenant with Allah’ is ‘The Promise of loving and following the Imams from the household of the holy Prophet (SAW)’ which believers have made with Allah (SWT). (Ref: Tafseer Dhur Mansoor, Vol 4, Sawaiq-e-Mohriqa and many more)

èA true believer is the one who loves and follows Mawla Ali (A.S) and Imams from his lineage. This love for the Imams is the covenant he has made with Allah (SWT) and in return of this covenant Allah (SWT) has granted a believer to control intercession on the Day of Judgment. Yes, a believer can also provide salvation to other believers on that day.

In the initial section of this article we went through the ayah where Allah (SWT) has ordered us to seek the means that approaches Him. In another ayah from Surah-e-Furqaan, as a reward for the holy Prophet (SAW)’s Prophethood Allah (SWT) wants the Muslims to take the Path that leads to Him. We then also inferred that loving the holy Prophet (SAW) and his holy Progeny (pbut) is the covenant we have made to Allah (SWT) and hence they are the means of salvation and through their intercession only we can expect to get rewarded. It means that they are the means to approach Allah (SWT) and they are the path that reaches Him.

Thus the best reward a Muslim can give to the holy Prophet (SAW) is to take the path that reaches Allah (SWT) in the light of earlier discussed ayah of Surah-e-Furqaan (ayah no. 57) and this path is the love for the holy Prophet (SAW) and his Progeny (pbut). And that is why the Quran says:

• “Ae Rasool (SAW) tum kehdo ke main apni tableegh-e-risalat ka apne karabatdaron ki mohabbat ke siwa tumse koi sila nahin maangta” – (Surah-e-Shura, ayah 23) 

         (‘Say: I do not ask of you any reward for it but love for my near relatives’)

By consensus of opinions of prominent commentators and writers the above-mentioned ayah refers to the Prophet’s kith and kin and the word “al qurba” refers to Ali (A.S) & Fatema (A.S) and their children (Ref: Sa’labi, Suyuti,  Baidhavi, Bukhari, Muslim, Ahmed ibn Hambal, Allama Zamkhashri Vol 3, P 68).

The holy Prophet (SAW) and his holy Progeny (pbut) are the Divine Favour Allah (SWT) has bestowed upon us as they are the valid intercession and path for us to approach Allah (SWT) and seek salvation. In order to better understand this let us see the hadith of Imam Jafar-e-Sadiq (A.S) before we finally conclude the article:

•  Imam Al-Sadiq (PBUH) said:

"Allah created us in beautiful forms. He created us to be His Eye on His servants, His Spoken Words to all mankind, His Giving Hand that bestows mercy and sympathy upon His servants, His Face by which He is worshiped, His Gate that leads to Him and His treasurers on earth and in the skies. By us, trees gave its fruits, crops were harvested and rivers flowed. By us, skies rain and seeds grow. By our worshiping, Allah is worshiped and if it wasn't for us, Allah would have never been worshiped." 

(Ref: Al-Kafi Vol 1 Page 144, Al-Mohatazir Page 154, Al-Tawheed Page 151, Al-Bihar-ul-Anwar Vol 24 Page 197, Al-Saqlain Noor Tafseer Vol 1 Page 650)

**Thus coming to the conclusion we can say that Allah (SWT) has created the holy Prophet (SAW) as mercy to the worlds. Hence his presence in our lives is similar to the presence of a caring mother. When a child obeys his parents and goes to a school he gains knowledge and education but if he disobeys he remains ignorant (‘Jahil’) similarly if a Muslim does not obey the holy Prophet (SAW) and does not love his Progeny (pbut) he remains ignorant and deprived of salvation. The above conclusion can be substantiated in the light of the hadith of the holy Prophet (SAW) which is recorded in the prominent books like Sahih Bukhari, Musnad Ibn Hambal and others, which says “He who dies without knowing the Imam of his time dies the death of (the days of) ignorance (Jahilya).” But we don’t have to worry as we are fortunate that Allah (SWT) has guided us to His true path. So let us thank Him and pray to Him that may He always keep us steadfast and bless us with successes of both the worlds. Aamin